Move-Up Buyers in Minnesota

At Thistle, we specialize in aiding the move-up buyer interested in “moving up” by purchasing a larger and more expensive home. If you’re ready to upgrade your style of living, we can help you realize your dream of a better home.

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What to Take Into Consideration

How Much Can You Afford?

It's easy to get excited about a bigger and more expensive home, so it's essential to take a close look at your budget before you start shopping. In addition to a larger mortgage payment, there'll be additional costs that may include higher utilities, increased maintenance costs, and perhaps HOA fees if you're purchasing a condo.

How Much Is Your House Worth?

Don't guess when it comes to your home's value. You might optimistically believe that it's worth more than it actually is, which can throw off your financial plans to purchase a more expensive home. As a move-up buyer, you'll want an accurate market value going in, so you're working with real numbers.

Should You Buy Or Sell First?

Choosing whether to buy or sell first is the toughest decision move-up buyers need to make. There's a lot at stake, and unfortunately, there's no easy answer. You'll need to decide whether you're comfortable with the risks associated with each decision. We can help you explore the pros and cons.

Financing Options

At Thistle, we can help you examine your financing options if you're interested in moving up. For example, some options can cover any gap between listing your home and buying a new one. You may qualify for a Bridge Loan or Home Equity Line of Credit to give you some breathing room.

Hear From Folks Just Like You

It was a pleasure to work with Mark. He was a pillar of calm in what was a somewhat whirlwind experience for us... I know he cared about our situation like it was his own, and therefore worked really hard on our behalf.
Michael and Cheryl

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Loan Comparisons

What types of loans are available? Find out what each type of program offers.

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Mortgage Basics

Mortgage Basics

Learn about applying for a loan, how your credit score fits in, appraisals, closing costs, and more.

Mortgage Calculators

Mortgage Calculators

How much home can you afford? What would your monthly payment be? Find out with our calculators.

5-Step Loan Process

5-Step Loan Process

The loan process can be daunting, but we’re here to help. We break it down into five simple steps.

The Thistle Difference

Lots Of Options

Lots Of Options

We've built strong partnerships with top lenders, which means you'll get the best options and rates.

A Tailored Approach

A Tailored Approach

We take the time to understand your goals and help you find a loan that’s right for you.

Easy To Reach

Easy To Reach

At Thistle, we don’t leave you hanging. We’re always here for you when you have questions.

Hi, I'm Mark Thistle

I'm an independent mortgage broker based in Eden Prairie with more than 20 years of financial industry experience, primarily in mortgage financing. You come first in my bookㅡyou can count on me and my team to be there for every step of your home buying journey.

My Story

Ready to Begin?

We’re excited to get to know you and start looking at options that’ll help you realize your dream. Contact your Minnesota mortgage broker today!

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